Collision Damage Waiver (CDW)- USD$15 per day
The Collision Damage Waiver (CDW) provides coverage for damage to the rental vehicle in the event of an accident or vehicle collision.
The CDW limits the renter's financial responsibility for damage to the rental vehicle.
CDW Maximum Excess
Mini (4-5 door), Economy, Compact is USD 2000.
Intermediate (4-5 door), Standard, Full-size and luxury Sedan groups is USD 3000.
Minivan(7-8 seaters) and Intermediate/Standard SUV is USD 3500
Luxury SUV is NOT INCLUDED
Super Collision Damage Waiver (SCDW)- USD $30 per day
A Super Collision Damage Waiver (SCDW) is an optional collision waiver coverage offered to customers to protect them from additional costs in case of an accident or damage to the rental vehicle. It brings the excess to a manageable amount in the event of an accident.
SCDW Maximum Excess
Mini (4-5 door), Economy, Compact is USD 500.
Intermediate (4-5 door), Standard, Full-size and luxury Sedan groups is USD 500.
Minivan(7-8 seaters) and Intermediate/Standard SUV is USD 1000
Luxury SUV is NOT INCLUDED
Coverage Limitations:
The CDW and SCDW coverage is subject to certain limitations and exclusions, including but not limited to:
1.Damage caused by driving under the influence of alcohol or drugs.
2. Damage resulting from reckless driving or negligence.
3. Damage caused by unauthorized drivers.
4. Damage to the interior of the vehicle, such as upholstery or electronic equipment..
5. Major single vehicular accident. (Example if renter is speeding and loses control and overturn or runoff the road).
6. Theft of personal belongings from the rental vehicle.
7. Damage resulting from negligence, including leaving the keys in an unattended vehicle.
8. Accidents not reported to the police.
Please Note: Excess amount can go up to USD 3,500.00, in case where the renter is proven Driving under Influence (DUI), using a control substance or intoxicated by alcohol or cannabis and is proven by the police.
Claims Process:
1. In the event of damage to the rental vehicle during a motor vehicle accident, the renter must immediately notify the car rental company and local authorities.
2. The renter must complete an incident report and provide all relevant information and documentation as requested by the car rental company.
3.The CDW and SCDW coverage will only apply if the renter complies with the claims process and terms of the rental agreement.
Additional Information:
The Super Collision Damage Waiver is optional, and the renter may choose to decline the coverage. However, the renter will be liable for the full excess amount to cover damage as stipulated in the CDW terms above.
A pre-authorized hold is placed on the customer’s credit card whether or not he/she has purchased SCDW.
Before vehicles are handed over to customers, a security deposit is pre-authorized using the credit card provided. Customers will not have access to pre-authorized funds until reservation is completed, and vehicle is returned in pristine condition.
Security Deposit/ Pre-authorization hold amounts per category:
Mini/Economy/Compact- USD $250
Intermediate/Fullsize- USD500
Premium/ Fullsize Elite/SUV- USD$ 800
Luxury- USD $1000
Credit Card Coverage
If you are 100% sure that your credit card company provides car rental insurance, you are strongly encouraged to DECLINE CDW and SCDW offered by Kennedy Car Rental.
Proof of credit card's coverage is required at the rental counter- “Letter of Coverage” from your Credit Card Company
Before your trip, you MUST:
1. First, check that your credit card does indeed offer this coverage, and understand the details.
2. Ensure all of the countries you're visiting are included. (Ireland and/or Italy are often excluded.)
3. Know the parts of the car (such as windshield or tires) that are excluded
4. Vehicle types that are eligible? (Some coverage doesn't apply to luxury vehicles.)
5. Are theft and loss covered, too?
6. Is there a maximum reimbursement allowed?
7. Is there a limit to the number of rental days covered? (Coverage is often capped after about 30 days; if your rental period exceeds that number, your card won’t cover any of the rental.)
8. Use the same card to book and pay. Remember to use the same card not only to reserve the car, but also to pay for it and any other related fees. Switching cards can invalidate the credit card coverage.
In case of an accident, collect your paperwork. If you get in an accident, Next Car of Montego Bay will charge your credit card for the full value of the damage. It is then up to the customer to seek reimbursement for these charges from your credit-card company when you get home. You'll need to submit the police report and the car-rental company's accident report.